The Social Security Spike

Why Are So Many Retirees Filing for Social Security Earlier?

Author

Angela Gu & Jenn Kim
June 19, 2025

At Hively, we’re always on the hunt for the culture and tips to enrich this next life chapter. This week, we explore why a growing number of retirees are claiming Social Security earlier than planned and actionable tips for long-term health.

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This Week’s Suggested Reading 📖

Marty McGowan had intended to wait until he was 70 to file for Social Security benefits, but decided to file at 67 instead. Credit: The New York Times

  • Why Are So Many Retirees Filing for Social Security Earlier?

    Anxiety, economic uncertainty, and political shifts are prompting more Americans to claim Social Security earlier than planned—a decision that can carry long-term financial tradeoffs. Explore the recent 13% spike in filers, what’s driving the trend, and what experts caution. Click to read at nytimes.com

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