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- Mid-Year Money Check-Up
Mid-Year Money Check-Up
The Retirement Rule of $1 More, Staying Safe in a Heat Wave
At Hively, we're always on the hunt for the culture and tips to enrich this next life chapter. This week, we’re exploring how smart planning can help you avoid costly tax surprises, what’s changing with 2025 deductions for adults 65+, and essential health tips to beat the summer heat.
Upcoming Events 🗓
Let's Talk: Planning for Solo Aging
What does it mean to grow older on your own? In this peer-led conversation, we’ll explore both the emotional and practical sides of solo aging, from building a reliable support network to planning for housing, healthcare, and decision-making. Whether you’re already living solo or simply planning ahead, join us to share resources and strategies.
Thu 7/24 at 2pm ET | Sign-up here
This Week’s Suggested Reading 📖

Credit: Getty Images, Kiplinger
The Retirement Rule of $1 More
That extra dollar might not be worth it. This guide breaks down how even small increases in income can quietly trigger higher Medicare premiums, extra taxes on Social Security, or lost investment breaks. Learn where the most common income cliffs are—and how to plan around them. Click to read at kiplinger.com
2025 Tax Deduction Change for Adults 65+
A new law signed on July 4 adds a temporary $6,000 bonus deduction for older adults, on top of existing standard deductions. Combined, qualifying individuals could deduct up to $23,750—and couples over $46,000. Click to read at kiplinger.com
The Latest in Healthy Aging 🧠
7 Tips for Managing Extreme Heat
As record-breaking temperatures sweep across the U.S., experts are urging older adults to take extreme heat seriously. From brain fog and sleep disruption to higher risks of heart attack and dehydration, rising temperatures can take a real toll on our health. Explore essential tips for staying cool, hydrated, and safe—from what to eat to when to exercise and how to prep your bedroom for better sleep. Click to read at nytimes.com
This Week’s Resource 🎉
Travel: Overseas Adventure Travel
Looking for meaningful, small-group travel with like-minded explorers? O.A.T. offers immersive trips designed for older adults—with no single supplement and options for women-only journeys.
All Year Round | Click to learn more.
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Warmly,
Hively Team